Tuesday, 6 March 2012

After children - changing financial priorities affecting your relationship?

I am taking part in Womens Money Week and the topic today is 'relationships and money'.  I am going to write a little about how my husband and I handle money issues within our relationship and how the inspiration behind my blog Eco Thrifty Living is impacting upon that.

We have always been pretty sensible with money and because of that we have rarely argued about it.  We both have steady jobs and have done throughout our relationship.  Right from the word go, we set a budget for joint and personal expenditure, set up a joint account where we could pool most of our money and made sure that we put aside some money each month into savings.   We have savings for short term items and long term items and have fall back plans in case of redundancy or emergency.  So far we have been lucky that we have never had to worry about where the next paycheque is coming from..

Since having my second child my priorities have changed and I am now prepared to make massive cutbacks in order to be able to quit my current job and become a work at home mum.  I want to be there for my kids every day after school and spend my days baking, sewing, making things, growing my own fruit and vegetables and writing about it on my blog into the bargain.  I want to work out what things are genuinely worth spending money on and which aren't and I want to take the environment into consideration when making purchases and living my daily life.  I know that doing these things will make me truly happy and I don't feel the need beyond the basics to spend huge amounts of money on anything.  I love the creativity that being thrifty brings out in me and I love being able to write about it.

My husbands priorities haven't changed however.  He likes the life we currently lead and is perfectly happy with our steady income and lack of stress over money.  He feels that if I wasn't bringing in a regular salaried income it would place a lot of stress on him being the sole breadwinner.  I can understand that, I really can and I have no desire to cause him unecessary stress, so we have to come to a compromise which works for both of us.  Something which we are still working on!

What are your experiences of living with just one regular income and how has it affected your relationship?  I would love to hear your comments.

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Disclaimer: This is not a sponsored post.  The picture was taken from Amazon Associates.

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